Car insurance question

Apollo_T

Apollo_T Supporter

Dec 26, 2024 at 10:40am

Due to a problem with the sun roof my car has got drenched.  It’s been sitting for a while; during this time the inside has become a science experiment.   

Does comprehensive insurance cover interior damage from water?

TIA for insights


The_Soulful_Mr_T

The_Soulful_Mr_T

Jan 7, 2025 at 10:50am

I'd call an insurance company OTHER THAN YOUR OWN and ask. 


Apollo_T

Apollo_T Supporter

Jan 11, 2025 at 12:57am

@The_Soulful_Mr_T

Good idea, thanks


yahooyahoo

yahooyahoo

Jan 12, 2025 at 6:28pm

For what it's worth....

https://www.thezebra.com/ask/will-insurance-cover-leak-my-cars-sunroof/#:~:text=Insurance%20will%20only%20cover%20things,insurance%20will%20not%20cover%20it.

Insurance will only cover things that are a result of a loss. So if the leak in the sunroof was caused by a covered peril — like damage from bad weather — this would count towards a comprehensive claim. If the leak was caused by wear-and-tear, your insurance will not cover it.



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